Shut Down the CFPB – Save the $650 Million

from IBD:

Like so many bureaucracies, the Obama-era Consumer Financial Protection Bureau, a creation of the Dodd-Frank financial reform bill, began with the very best of intentions. But it has failed to do its job. Following the resignation of CFPB chief Richard Cordray, it’s a good time to consider shutting down the agency altogether.

CFPB is often mischaracterized as a “consumer watchdog” in the mainstream media. Consumer attack dog is more like it.

Set up to protect consumers from predatory lenders and rogue banks, the CFPB has in fact led to less credit for financially troubled Americans, and is arguably not even legal. And no, that’s not just our opinion.

An October 2016 Supreme Court ruling found CFPB’s structure to be unconstitutional, a violation of the separation of powers in the nation’s supreme law. read more

Special Counsels are a Dodge of Responsibility

by: Brent Smith at The Common Constitutionalist

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Over the years I’ve never thought much, one way or another, regarding the use of a Special Counsel, Independent Counsel or Special Prosecutor.

Now I’m thinking it’s all a sham.

Depending on your age, the only recollection may be that of Independent Counsel Ken Starr who finally nailed former President Bill Clinton, not for messing around with an intern, but for lying about it under oath.

The only other instance people may recall is the sham appointment of Special Counsel Patrick J. Fitzgerald, to investigate the outing of CIA operative, who wasn’t an operative, Valerie Plame. If you recall, Fitzgerald just continued to root around until he found a fall guy, Scooter Libby. Libby went to the Big House for something he did not do, while the real culprit, Former Deputy Secretary of State Richard Armitage, was never even questioned. He later admitted that he was in fact the guy.

As an aside and just to show how sickeningly incestuous Washington D.C. is – guess who appointed Special Counsel Patrick J. Fitzgerald in 2003? It was none other than then acting Attorney General James Comey. Small world isn’t it. It sure is in the Swamp.

After that we went for years without the mention of a Special Counsel. But these days, it’s all we hear. Appoint a Special Counsel for this and another for that. read more

We Deserve a Refund from the TSA

by: Brent Smith at the Common Constitutionalist

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The annual budget for the Transportation Security Administration (TSA) is a little shy of $8 billion. By government standards this is chicken feed. It is approximately 2000th of one percent of the overall federal budget. Yet it is still greater than the entire budgets of New Hampshire, Vermont, Alaska, South Dakota, Oklahoma, Mississippi, Idaho and Delaware.

Just what are we who are footing the bill getting for our $8 billion?

The TSA is supposed to be responsible for overseeing security for highways, railroads, buses, mass transit systems, pipelines and ports. However, the overwhelming majority of its budget and attention goes to airport/aviation security. The TSA is responsible for screening passengers and baggage at more than 450 U.S. airports.

Therefore, it’s perfectly reasonable to expect that the more attention that is paid to one aspect of any given task would directly correlate with greater success.

You would think so, but this the federal government we’re talking about…so, not so much.

In fact in any other endeavor in life, one would have to make a real effort to fail as badly as what appears to come naturally to the TSA. read more

Will the Texas Shooting Advance the Confiscation Narrative

by: Brent Smith at the Common Constitutionalist

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Garbage in – garbage out. We see it all the time. It certainly isn’t the machines fault. You can’t blame the computer. In other words – it’s like the old saying, that the equipment is only as good as its operator.

We found this out the hard way on Sunday as Devin Patrick Kelley went on his killing rampage at the Sutherland Springs Baptist Church.

It was discovered that Kelley should not have been able to purchase the firearms he used due to a felony domestic assault charge on his wife and her child while serving in the Air Force.

For years leftists have been screaming about background checks. These heinous shootings could be prevented if only we had “common sense” background checks.

However, until this last act, not a single background check of any kind would have prevented any of the mass-shootings. But this one was different. As it turns out a background check may have been able to prevent the Texas murders, or at least made it more difficult for the whack-job Kelley to obtain his weapons.

But as I stated, a background check, like a piece of equipment, is only as good as its operator. In this case the operator was the United States Air Force, and the job was simply to add Kelley’s felony conviction to the federal database, thus preventing him from legally buying guns. read more

You Don’t Need to Work to Make a Living

by: Brent Smith at the Common Constitutionalist

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Have you ever wondered why America’s unemployment rate is so low.

Over the years, I’ve gone through the various methods the government uses to calculate the employment, or unemployment rate – the different categories like U-3 vs. U-6 and so on. Knowing the particulars of each, we are effectively able to prove what are crock the published “U3” unemployment rate is and how useless and misleading the most often used U-3 number is..

Within the U3 category, the government differentiates between being unemployed and not working. Well, that’s easy, you may say. Maybe those in the “not working” category are the stay-at-home-Mom types. My apologies to stay-at-home Moms, but you know what I mean.

You may think that but you’d be incorrect. The “not working” category are those who are so discouraged that they just stopped looking. They are not counted as being unemployed. Of course they are, but not according to the government. It’s why the unemployment rate is so low. It’s a bogus, or at best, a misleading number – and purposely misleading.

Logically then, one may ask just how all these millions of people have been surviving for all this time – sometimes years to generations, without employment – without a paycheck?

Well, they may not be employed, but they sure receive a paycheck, of sorts, courtesy of you and me. In fact, in some States, families bring in more money through 126 government “entitlement” programs than they would earn if employed.

I’ve personally heard more than a few times from prospective employees, that, “I can make more money on government benefits than I can working for your company.” It’s called a perverse incentive, and boy is that right. As bad as this sounds, it’s actually worst than most people think.

In the video below, Michael Tanner, Senior Fellow at the Cato Institute, explains just how out-of-control the “entitlement” system in America has become.  read more

WND Exclusive – ALL INCOME IS 1ST THE GOVERNMENT’S

The Republican tax plan has finally made its debut. At first blush it appears pretty good. At its heart the plan is populist, but what can we expect in these times?

As one might expect of populists, it is geared toward the lower income scale, but does have a few cut-outs for the wealthier among us – and is certainly more business-friendly than the status quo.

However, we must remember that all tax legislation begins in the House, so this is just a starting point, and what we see is as good as it will be.

The bill isn’t going to improve from here out. It will only get worse – more watered down, as the Democrats’ long-knives predictably start tearing into it. read more

Ben Carson Needs to Straighten out HUD

by: Brent Smith at the Common Constitutionalist

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It appears that the leftist group, ThinkProgress, is not happy with a certain U.S. District Judge for the District of Columbia, Richard Leon.

So upset that they posted a lengthy article this past Friday entitled, “This federal judge keeps delaying a case to give Ben Carson time to kill civil rights protections.”

Leftists know that Carson, Trump’s Director of Housing and Urban Development (HUD), is no fan of government intervention and overreach, and they are worried that he may scale back the abuses of the previous administration. Naturally they didn’t describe it this way. They, like all leftists, believe government has every right and full authority to tell us how to live our lives.

In the “Implementation of the Fair Housing Act’s Discriminatory Effects Standard; Final Rule” (15 February, 2013), Title VIII of the Civil Rights Act of 1968, as amended (Fair Housing Act or Act), prohibits discrimination in the sale, rental, or financing of dwellings and in other housing-related activities on the basis of race, color, religion, sex, disability, familial status, or national origin.”

Yet, “Even today, many racial minorities and people with disabilities still face discrimination in the housing market, according to the Urban Institute,” writes ThinkProgress. read more

Video Podcast – How to Pay for Infrastructure

by: Brent Smith at the Common Constitutionalist

Today I discuss the nation’s infrastructure that is apparently in need of a serious upgrade – at least according to the current administration.

The question is how we pay for the new massive public works program. Well, some have floated the idea of increasing the gas tax by seven cents a gallon.

I explain why this is a bad idea, as is the reasoning behind it and whether we even should. read more

Socialism is Never Cool

by: Brent Smith at the Common Constitutionalist

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Socialism never works. Look at a country like Brazil. Brazilian journalist Felipe Moura Brasil explained all about the rise and fall of his country in a segment at Pragar-U online.

In the early 2000s Brazil was a burgeoning capitalist nation. Inflation, something that plaques all socialist paradises was drastically reduced and the government had decided to give up or at least pare down its hold over many “state-run” companies. They were moving toward a free market – toward capitalism. Things were looking pretty good for Brazil.

In 2006 Brazil became one the famous BRIC nations, and American and other private investors poured their investment dollars into Brazil, looking to get in on this new free-market boom. BRIC was a group of four “emerging market” nations ripe for private investment. BRIC stands for Brazil, Russia, India, China. Not so much any more.

But they made one big mistake. You see, in a truly free society, while most succeed, some will be left behind. It’s just the way it is and has always been. Not everyone has equal talents, nor is everyone equally industrious. Politicians love to focus on these free-market inequities. They prey on the guilt of the more industrious and convince the rest that through a transfer of wealth, all can share in the bounty. Sound familiar. Are you “Feelin the Bern?” read more

Mueller Indictments are Old News

by: Brent Smith at the Common Constitutionalist

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Monday night on his radio program, Mark Levin raised some rather compelling points and posited some interesting questions regarding the 12 count indictments “Special Council” Robert Mueller and his dream team of hack lawyers.

I’ve said many times that I am not a Trumpster, but the American people should not allow the President to be railroaded.

But as should be patently obvious, and should’ve been from the get-go, Mueller was selected to do one thing – bring down Trump. Or if that is not possible, damage him badly enough as to render him completely ineffective.

One can tell that Mueller has taken his task seriously, judging by his choices of attorneys on his dream team.

In September, Business Insider hailed the choices saying, “Mueller’s team boasts a storied amount of experience both prosecution and criminal defense, hailing from prestigious law firms like WilmerHale to top spots within various divisions of the Justice Department.”

Yes – they have plenty of experience dealing with the criminal element, as virtually all of them are former Obama or Clinton hacks and had donated to both their campaigns. Some clerked for the most leftist supreme Court justices, yet not a single one clerked for any conservative justice. Weird. read more