Dodd-Frank Will Rescue Us From Pay Day Lenders

By: the Common Constitutionalist

Short term or “Pay Day” loans have really drawn the ire of the peoples’ president, Barack Obama. So devastating are these loans to the poor and otherwise less fortunate, that Dodd-Frank, the gift that keeps giving, created another useful and desperately needed government agency – the Consumer Financial Protection Bureau (CFPB).

The LA Times reported that this began the “first federal oversight of payday lenders in 2012 amid strong criticism of the industry from fair lending and public interest groups.”

Well, I guess my work here is done and my article complete. I mean – the feds created a new bureaucracy to monitor and deal with evil, predatory Pay Day lenders, so – problem solved. Let’s move on to the next crisis.

Oh – it’s not? Let’s continue then.

Pay Day lenders are none too happy with our president – who’s just looking out for the folks and preventing lenders from laying on the “okie doke” to unsuspecting consumers. The Times claims that the “payday loan industry has argued that the loans are an important financial bridge for some consumers and that regulations should not be too onerous.” Just onerous enough I suppose. read more

Barack Obama – The Pragmatic Progressive

By: the Common Constitutionalist

Yesterday the Guardian.com posted an article entitled, “The pragmatic progressive: what sets Obama apart from Bernie Sanders.”

They kind of throw Sanders under the bus – not for being too progressive, but for not being “pragmatic,” like our dear president.

First, let me define pragmatic. It is, “of or relating to a practical point of view or practical considerations.”

The article begins by paraphrasing Sanders calling out both Hillary and Obama. “The status quo has been woefully insufficient, he argues, not simply because of Republican obstruction but also thanks to the complicity of the Democratic establishment. That establishment includes Hillary Clinton and the current occupant of the White House.”

Yet one might describe a pragmatic person as someone who accepts compromise – gets what he can “practically” get and lives with the rest. This hardly describes Obama, unless pragmatism suddenly means to get “practically” anything and everything he wanted.

According to the Guardian, this appears to be the reason why the equally progressive Obama has succeeded where Bernie has evidently failed – although Sanders hasn’t really failed, as he brought millions of dimwitted, ignorant of history, communist want-to-be’s out of the shadows. read more

My WND Weekly Exclusive

Keep the Government Away from Facebook

So Facebook is liberal, or at least has a left bias. What a revelation. What high-tech type company isn’t. I mean, really – Google, Apple, Microsoft – they’re all run by libs, and most who work for them also tilt left. These companies all have this in common. How is it a surprise to anyone?

They have another thing in common. They are also private corporations and, as such, should be able to do whatever they wish regarding the content they allow or rank. This is not to say we on the right can’t complain or make a stir when we see bias. read more

Podcast – HuffPo Loves Government Mandated Overtime – Congresswoman Suffers Swatting Hoax – Zika is Spreading in America

A writer at the Huffington Post is hailing Obama’s latest control issue – mandatory government decreed overtime pay for the private sector. He says it will likely benefit 12 million American families. I disagree.

I speak in segment two of a computer generating swatting hoax perpetrated on a Massachusetts Congresswoman in retaliation for a bill she introduced to prevent online harassment.

The Zika Virus has hit America, but don’t worry – it has nothing at all to do with the huge influx of immigrants streaming across our border. The CDC assures of that. Coincidently, I disagree with this also. read more

Progressive Hollywood Isn’t Progressive Enough

By: the Common Constitutionalist

When one wishes to take the pulse of the real radical left, you need to know where to look. Oh, I don’t mean just liberals like CNN or the Washington Post. I’m talking about radicals who think liberals aren’t liberal enough. For news on that front, you need to go to sites like MoveOn.org, ThinkProgress or the ACLU.

That being said – who doesn’t think Hollywood is progressive enough? Well, evidently the radicals at the ACLU (yes, I know that’s redundant) don’t believe progressive Hollywood is progressive enough.

Normally I would never side with the ACLU on anything. They are awful and a wholly un-American organization. But I do so enjoy when smug leftists in Hollywood get caught by other leftists not practicing what they preach.

For decades cloistered Hollywood has been on the cutting edge of every new “civil right” and liberal cause to come down the pike. But recently even it has come under fire.

We all remember the big flap over the lack of black representation at the last Academy Awards and the fight for equal pay for actresses, headlined by Jennifer Lawrence who only grossed $52 million in 2015. Poor girl.

If that’s not bad enough, “last summer, the ACLU asked federal and state agencies to explore whether gender discrimination is responsible for the dearth of female directors in the entertainment industry.” The federal investigation will be headed up by the U.S. Equal Employment Opportunity Commission and the Office of Federal Contract Compliance Programs. read more

Government Regulations Likely to Backfire Again

By: the Common Constitutionalist

What is the easiest way to kill an industry – any industry? The answer is to inject government into the equation. Government has long been a thorn in the side of American business. And it is also the answer to lessening competition for those crony corporations who, through donations and graft to politicians, are able to virtually lock out up-and-comers with a better mousetrap. As I’ve stated many times – the government takes it upon itself to pick winners and losers, as it has done for decades.

So how does government ruin companies and entire industries? Well, they can punitively tax them, but this has to be done legislatively and must be at least loosely based on the Constitution. That’s far too much of a hassle and also must effect all people or businesses. Oh, and it’s also far too public.

No, this the answer is and has been the Administrative State – bureaucratic regulatory bodies within the government whose dictates often go unheard and unseen to the general public, but whose rules and regulations carry the full weight of law – without the legislative entanglements and fanfare.

Save for the relatively informed few like us, most Americans are still virtually unaware of the havoc the EPA has wrought on the coal industry, or their stated goal to kill it off completely. The general public may only notice an increase in their power bill for which many will simply chock up to corporate greed. read more

Podcast – Time to Scrap the F-35 Fighter – Obama’s Latest Gun Control Measure – Young Man Shoots a Burglar

In this episode I discuss the monumental waste of taxpayer (that’s us) dollars that is the F-35 Joint Strike Fighter. You would think at $100 million a copy it could at least get off the ground. And this the technological marvel which is supposed to replace the venerable A-10 Thunderbolt – the Warthog.

Segment two is a look at Obama’s latest attempt at gun control as he and his administrative hacks will attempt to require the use of smart gun technology for the military, law enforcement and all of us.

In segment three I discuss a brave young man from Alabama who shot an intruder while he was home alone. Although it was a happy, there are two sides to this story. read more

Regulation Nation Would Be Fourth Largest

by: the Common Constitutionalist

Donald Trump has been saying for months that part of America’s problem is that we’re just not winning anymore – and you know – he’s right – sort of. We don’t win regarding trade deals or wars or whatever. As he states – the rest of the world is eating our lunch.

Well, not exactly.

As many others and I have attempted to explain (wars aside), we lose because of self-inflicted wounds – not from outside forces outflanking us, so to speak. Let me explain it this way.

There are two racers at a starting line about to compete in a 200 meter dash. It’s not rocket science. The fastest guy wins – that’s it. However, in this race the track is not laid out equitably. The first sprinter has but one rule. Stay in your lane and run full out to the finish line. But the second racer is not so lucky. In front of him (or her, for all you feminists) there is a mud pit, a 15 ft cargo net and log obstacles. And to add insult to injury, the obstacles were set up by his own coaches. Now who do you think will win? Of course the sprinter who has no obstacles. read more

Genderless Bathrooms – It’s the Agenda Stupid

by: the Common Constitutionalist

Our country has fallen head first into the crapper when people from the left and right can’t see the problem with letting transgendered men and women use whatever bathroom, locker room and shower they wish.

What the heck is wrong with us? There seems to be so very few left with the combination of courage and conviction. Instead it’s been replaced with cowardice and expedience. And ditto regarding common sense.

Let’s first set the record straight on one thing. A transgendered man is still physically, anatomically a man and vice versa for a woman. The dictionary definition of transgender is: “noting or relating to a person whose gender identity does not correspond to that person’s biological sex assigned at birth.”

But this is not how we think of the transgendered. More likely when the average person hears the term transgender, they automatically think of someone who was once a man and is now a woman and vice versa. Obviously, according to the definition, this is not correct. read more